Replacement Vehicle Insurance

Why choose Howden for Replacement Vehicle Insurance?

Howden is the new name for A-Plan. Here at Howden, as a motor insurance broker, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we compare multiple insurance policies, on your behalf, simply and easily. What’s not to like?

We also recognise that each policy needs to be as individual as its owner and their vehicle, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your cover.

Ultimately, whether you need to make a claim, purchase a new motor policy, or renew an existing one, just know that we’re here to help.

Benefits of working with us:

• You can trust us – we’re rated Excellent on Trustpilot.
• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• Speak with your local branch, within your community.
• We’re right by your side in the event of a claim.

What is Replacement Vehicle Insurance?

Replacement vehicle insurance, which you may have also seen referred to as replacement vehicle cover, acts as a valuable generic add-on to a standard motor insurance policy.

In the event of an accident, did you know that if you have comprehensive cover your insurer will normally provide a courtesy vehicle, but not if it's stolen or a write-off? When your car is missing or in for repairs after an accident, it can leave you without transportation and create inconvenience in your daily life.

That's why we offer replacement vehicle insurance, to alleviate this issue, by providing you with a rental car or a similar substitute vehicle to use during the repair period.

Keep in mind that the specifics of replacement vehicle insurance can vary between insurance companies, so it's essential that you review the policy details and understand what’s covered and any limitations that may apply. We can help you compare your options and pick a cover plan that makes the most sense for you.