Critical Illness

Why choose Howden Life & Health for Critical Illness Insurance?

As a specialist life and health insurance broker, our team of industry experts strive to produce bespoke critical illness insurance solutions, on your behalf, simply and easily.

The Howden Life & Health recognises that each policy needs to be as individual as its owner and their business and their employees, and that’s why they provide a tailored, personalised service, focused on getting to know you and finding out exactly what you want from your insurance.

Ultimately, whether you need to purchase a new critical illness policy, or review an existing one, just know that we’re here to help.

Benefits of working with Howden Life & Health:

• You can trust us – we’re rated Excellent on Trustpilot
• Personal service from professionally qualified advisors
• An outstanding FCA compliance record
• Competitive solutions to for all budgets and affordability
• Supported by the largest panel of Life & Health insurers in the UK
• Knowledge of underwriting and medical conditions

_{Howden Life & Health Limited is authorised and regulated by the Financial Conduct Authority No. 176392. Registered in England and Wales under company registration number 3040737. Office address: Howden Life & Health, Ageas House, The Square, Gloucester Business Park, Brockworth, Gloucester, GL3 4ZP. Registered Office: 1 Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.}

Is Critical Illness Insurance worth it?

Nothing in life is certain, and the diagnosis of a critical illness such as cancer or a stroke is a reality that many individuals have to face, however much they hope not to. That’s why a robust critical illness policy is highly valued by employees.

Critical Illness insurance offers a ‘living benefit’ to your employees, which is paid as a one-off and tax-free lump sum if they are diagnosed with a condition covered by the policy and they survive for 14 days or more.

But what’s actually included in this policy? We offer multiple cover options, including:

• Treatment costs
• Nursing care
• Financial commitments
• Any changes that your employee’s illness necessitates to their lifestyle or home.

As well as that, our Life & Health team can help you find the right critical illness cover for your organisation, so you can offer it as a benefit to your employees – with policies that cover everything from treatment costs to necessary lifestyle changes.

So what are you waiting for? Take the first step towards compiling your own employee benefit insurance plan today by talking to the specialists in the Howden Life & Health team.